How to Make Money in ISAs and SIPPs

How to Make Money in ISAs and SIPPs is the first book of its kind to focus on how to secure a richer retirement using the UK’s two top tax shelters; ISAs and SIPPs.

It’s the ultimate guide for ‘affluent’ DIY investors approaching retirement or in retirement looking to beat the market and achieve better returns. Inside, you will learn how ISAs and SIPPs can boost your returns, create a tax-free income for life and help to reduce the risk of running out of money during retirement.

In How to Make Money in ISAs and SIPPs, investment expert Stephen Sutherland shows you how Individual Savings Accounts (ISAs) and Self Invested Personal Pensions (SIPPs) – two extremely tax-efficient ‘wrappers’ – can help you to beat the market, increase your returns and create an income for life.

If you’re a DIY investor looking for better returns and financial security for your retirement, you are going to love this book.

In the years following the financial crisis, we noticed that individual investors who were angry with the stock market and disappointed by the performance of their so-called expert advisers have been taking it upon themselves to make their own investment decisions.

We noticed that once they made sure that their money was out of the hands of the professionals and the obligation to direct their investments was squarely on their own shoulders, many weren’t quite sure where to begin. Fuelled by anxiety about where to put their money, they found themselves asking questions like: What do I do now? When do I buy? When do I sell?

The best way to explain the essence of this book’s message is to use a simple formula.

Money invested in funds + tax-free wrapper + time = creating a lifetime income

As you can see from the formula, if you invest in funds protected by a tax shelter (such as an ISA or SIPP) over a period of time, the capital you’ll build up creates an income for life.